Chief Credit Officer - Qliro

The role as our next Chief Credit Officer (CCO) is a unique opportunity for you with a solid consumer credit background and an interest in building a market leading credit department! You will lead a team of around 20 extremely talented and dedicated analysts and data scientists in a successful context with great potential and lots of exiting movement in the market. We are happy to tell you more in a personal meeting about our exciting future!

We would summarize it all like this:

The role is an opportunity for you with a solid consumer credit background and an interest in entrepreneurship, to lead, build and develop the credit department in a successful context with great potential. We are looking for someone with extensive experience working with the Swedish/Nordic B2C-credit market, both from an operative as well as a strategic perspective, and who has good leadership experience. As a person you are driven, analytical and business-oriented. It is also vital that the person enjoys in an entrepreneurial and fast-paced environment where inherent change is almost tangible. The person reports to the CEO and is a member of the executive management team. The current incumbent leaves for opportunities outside of Qliro.

Your main responsibilities will be:


        Responsible for all operational and strategic topics related to the granting of credits and anti-financial crime
        Part of the core team (executive management team) in the company thus being instrumental in the development of Qliro in general and the credit business specifically
        Lead the credit decision science & analytics, debt collection partnerships, anti-financial crime (which includes fraud prevention, as well as anti-money laundering and counter financing of terrorism). All in all, a strong and analytical team of around 20 people with four direct reports
        Develop and implement credit strategies with the purpose to optimize credit losses and profit
        Responsible for the credit policy
        Analyse and optimize Qliro’s portfolios credit risk




We believe your background to be:


        Experience from a leading position in a company that is subject to regulation of financial authorities
        At least 10+ years experience from working in similar roles
        Solid background working with consumer credits
        Leadership experience
        Fluent in English and Swedish
        Academic degree


As a person we believe the following traits are important to have to be successful:


        Strong analytical and problem-solving skills
        Driven and results-oriented (“street smart”)
        A genuine interest in people and their development
        Down-to-earth and unpretentious personality
        Solid business orientation and interest
        Integrity and strong business ethics
        Strong communicator
        Experience from working in an entrepreneurial/start-up company or experience of other Nordic credit markets is meriting




What do we value?

At Qliro we have five values that we strive to work and live by. The right candidate should be able to stand behind them, balance them, and most likely excel in a few of them:

Be smart – we think sales, manage and optimize by facts and hard data

Build for scale – we see the bigger picture and think ahead of the game

Love customers – we strive for simplicity and transparency, always listen, respond and walk the extra mile for our customers

Share solutions – we help each other, share knowledge and learn from our mistakes

Drive speed – we are agile, which makes us great at executing and communicating ideas

Are we a great fit for each other? Apply! For any questions please contact our recruitment partner Blaq and Jonas Strimling at jonas.strimling@blaq.se. Selection and interviews are made continuously. The position is full time and the start date is after agreement. To secure a professional and high-quality recruitment process we conduct testing, reference calls and background checks.



About Qliro

Qliro is on a mission to become the champion of digital consumer finance in the Nordics. Our company was founded in 2014 and we have grown to a team of over 200 people from over 25 different countries, and over 2.5 million unique customers have used our payment products. We see great opportunities ahead in building new innovative financial and payments products, to solve the everyday problems of millions of Nordic consumers. We do this by building products based on three basic principles: simplicity, value for money, and great customer experiences. Qliro is a regulated company under the supervision of the Swedish financial supervisory authority (FI). We are part of the Nasdaq listed Qliro Group, and part of the Kinnevik family (main shareholder).